AJB Insurance Solutions offers an extensive array of top-tier insurance products, catering to both business and personal needs. Whether you're seeking coverage for your business operations or safeguarding your home and family, we're here to help.
Explore our comprehensive insurance offerings across various sectors to identify the policies best suited to your requirements. Our team specialises in tailoring packages to match your unique needs, ensuring you receive optimal coverage. Plus, count on us for ongoing support throughout the claims process, as we continuously refine and optimise your policies for maximum protection.
Commercial Insurance
Business Insurance
Our business insurance package is meticulously crafted to address the unique requirements of Australian small to medium-sized enterprises. Whether you operate as a manufacturer, importer, retailer, service provider, or tradesman, our flexible package can be tailored to align with your specific business needs.
Comprehensive Coverage
This comprehensive package offers extensive protection for your business under a single policy. You can combine individual insurance covers, allowing for a fully customised solution to match your business's distinct requirements.
Available Insurance Covers
Property Insurance: Protects your physical assets, including buildings and contents, against risks like fire, theft, and natural disasters.
Business Interruption: Covers loss of income and operating expenses if your business is temporarily unable to operate due to an insured event.
Theft Insurance: Safeguards your business against losses from theft.
Money Insurance: Covers loss of money from various locations, including your business premises, transit, or employee homes.
Glass Insurance: Protects against accidental breakage of glass windows, doors, and fixed glass items.
Public/Products Liability: Provides coverage against legal liability for third-party injury or property damage arising from your business operations or products.
Employee Dishonesty: Covers losses resulting from fraudulent or dishonest acts committed by your employees.
Machinery Breakdown: Protects against the cost of repairing or replacing damaged machinery.
Computers and Electrical Breakdown: Covers the repair or replacement of computer systems and electronic equipment due to breakdown.
General Property: Protects tools and equipment that are essential to your business operations, both on and off-site.
Cyber Insurance: Covers losses from cyber-attacks, data breaches, and other cyber threats.
Management Liability: Provides protection for the personal assets of directors and officers against legal liabilities arising from their management of the business.
Tax Investigation: Covers professional fees incurred during an audit or investigation by tax authorities.
Customised Solutions
With our business insurance solution, you can customise your coverage to precisely match your business's distinct requirements. This flexibility ensures robust protection, allowing you to navigate the complexities of business operations with peace of mind.
Trust in our business insurance solution to provide robust protection, ensuring your peace of mind as you navigate the complexities of business operations.
Public and Products Liability Insurance
Covers your legal liability for compensation if someone who is not an employee or family member (third party) suffers injury/death & damage to others property as a result of negligence. Product Liability covers injury/death or damage as a result of failure of your products. Please note, if you are importing products, you are deemed to be the manufacturer. Most commercial leases will require you to carry this insurance.
Marine Cargo Insurance
Marine Transit insurance is crucial for businesses involved in transporting goods, whether domestically or internationally. This type of policy offers protection against loss or damage to goods during transit, ensuring your business is covered in case of unforeseen incidents. Marine Transit insurance is particularly relevant if your consignment notes require you to insure goods sold or purchased.
Given the growing reliance on global trade, this coverage provides peace of mind by protecting your business from potential financial losses linked to the transportation of goods. A comprehensive Marine Transit policy can cover:
Goods being imported and exported
Goods transported within Australia
This insurance safeguards your operations, ensuring that your goods are protected throughout the supply chain, from departure to delivery.
Cyber Insurance
In today’s digital world, data is invaluable. It drives decision-making and powers every aspect of modern business. We collect, analyse, and utilise it to gain insights and shape strategies. However, as essential as data is, it also comes with risks. No IT system is completely foolproof, and a data breach can have devastating consequences not just for your business, but for your clients and customers as well.
This is where Cyber Liability Insurance comes in. It helps protect your business by recognising the critical value of your data while providing coverage for potential breaches. Whether it’s stolen credit card numbers, compromised financial reports, or leaked personal information, such incidents can lead to significant liabilities. The fallout from a breach can be financially crippling, harming both your bottom line and your reputation.
Cyber Liability Insurance allows you to confidently grow your organization, knowing that you’re prepared for the unexpected challenges in today’s data-driven environment.
Business Travel Insurance
Without a Business Travel Insurance policy, your company could face significant financial risks due to unforeseen travel disruptions. Expenses such as disrupted flights, medical emergencies, and lost or stolen money can quickly add up, potentially costing your business thousands of dollars. Events like these, which are outside of your control, can have a major financial impact, leaving your business to bear the burden. Business Travel Insurance provides essential coverage, ensuring that your company is protected from such unexpected costs and can continue operating smoothly even when travel plans go away.
Personal Insurance
Home and Contents Insurance
We provide a home insurance cover which is designed to fully meet your home and contents insurance needs, whether you are a family, a working couple, single, a retiree or just starting out in your first home or flat. We can provide you with real choice and a solution you can rely on, You choose the cover you need, and we provide it to you in a competitive, easy to understand and comprehensive way. We offer two main options of cover, the fantastic protection of accidental damage which protects your property from a large range of incidents and for any accidental loss or damage; and the listed events cover which protects against a wide range of specific events.
Landlord Insurance
As any Landlord knows, your property is a source of income and an investment that needs to be protected. That’s why you need a comprehensive Landlord Insurance policy which covers a range of circumstances; one that is specifically designed to protect you and your property. Landlord Insurance provides insurance protection for your liability as a Landlord as well as cover for Landlord’s contents, loss of rent by an insured peril, rent default among other benefits.
Motor Vehicle Insurance
Getting your car insurance can be very time consuming, we take the time to get several quotes from the market to ensure that you are getting the cover you need at a competitive premium. We are also here in the event of an accident and can assist you with lodging a claim, finding a repairer and getting you back on the road.
Enquire online and receive a free insurance quote
Once you have identified the areas of insurance that apply to you, submit your interest online and our team will contact you with a range of options.